About Our Plans

All of our Kaiser Permanente Washington Options Federal plans have the benefits you value, including:

  • Dental care
  • Vision coverage
  • Alternative care
  • Wellness programs1
  • A tobacco cessation program1
  • State and worldwide coverage

The Standard Option Plan

A low-deductible, low-premium medical plan that covers all your preventive care visits 100%. And there’s just a copay and no deductible for primary and specialty care visits. This plan also includes preventive dental coverage.

The High-deductible Health Plan (HDHP)

With a High-deductible Health Plan preventive care is covered 100% and preventive dental coverage is included. It’s our highest-deductible and lowest-premium catastrophic coverage plan.

As a HDHP member, you’re eligible for either a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA) account. See HSA & HRA Facts for details. With these accounts, funds are deposited into your account to be used for qualified medical expenses.

In order for us to establish the correct account for you, you must complete the Health Savings Account (HSA) Eligibility Worksheet (PDF). Mail the completed form to:

Membership Administration RCR-1 (GSW-1)
Kaiser Permanente
P.O. Box 34750
Seattle, WA 98124-9745

Also see:
HealthEquity® HSA and HRA Educational Information
HealthEquity® Transfer Form (PDF)

Rates and Benefits

To obtain a hard copy brochure or other plan materials, contact Member Services.

Programs and Services

All Kaiser Permanente Washington Options Federal plans include:

  • Dental
  • Vision
  • Naturopathic, acupuncture, chiropractic, and massage therapy
  • Worldwide urgent and emergency care
  • Online tools offering access to claims, provider information, wellness programs, and more1
  • Prescription drug coverage
  • 90-day supply of Tier 1, Tier 2, and Tier 3 drugs with two copayments
  • Quit For Life® tobacco cessation program1
  • Global Fit® health and fitness discount program1

1 These benefits are neither offered nor guaranteed under contract with the FEHB Program, but are made available to all enrollees and eligible family members who become members of Kaiser Permanente Washington Options Federal.

Medical plans offered and underwritten by Kaiser Foundation Health Plan of Washington Options, Inc.

Please note that the above information is a summary of the Kaiser Permanente Washington Options Federal benefits. Before making a final decision, please read the Plan’s Federal brochure (RI 73-051). All benefits are subject to the definitions, limitations, and exclusions set forth in the Federal brochure. Please refer to the Kaiser Permanente Washington Options Federal brochure posted at kp.org/wa/fehb-options.